Boat Insurance?

[HOIST-N-HAWGS]

Any recommendations? 1992 Tracker Pro 17. The qoute's I got from Progressive were; full coverage $327.00 per year with a $500.00 deductable and a $300,000 umbrella. Not sure I need that much on a boat this old, though @ $297.00 for basic liability w/$250 deductable and $100,000 umbrella I thought it might be worth going w/the $300,000 coverage for the few dollars more. Picked up a Fitts Insurance flyer @ BP yesturday and figured I get a qoute next week.

Thanks in advance for your help!

[hjerk24]

Most tournaments I have fished only require a $100,000 liability coverage.  I don't think we pay more than 150.00 a year, on our 1996 18' Stratos with a 175hp on back.  We are through Erie insurance here in PA. Hope that may have helped a little?

[hjerk24]

As far as deductible, we have a $100.00 deductible for accidents and repair.  Good thing, because this year as I put her away, they found some problems, and they came to 1700.00---ouch, for a single income family, and a not so happy wife.  I only turned in the claim on my boats guys suggestion, otherwise, I would not have even though of doing so.  Bottom line is we only paid out 100.00.   Was very sweet.

[hjerk24]

Problem was line got wrapped around back of prop, and caused a seal to melt, which caused some problems.  I don't mean repair that is normal, but accidental, type stuff.

Sorry about the 3 posts, but came to me after I posted each one.  Good Luck.

Jamie

[Bass Hole]

Most tournaments I have fished only require a $100,000 liability coverage. I don't think we pay more than 150.00 a year, on our 1996 18' Stratos with a 175hp on back. We are through Erie insurance here in PA. Hope that may have helped a little?

In the past two years most tournaments have gone to 300.000 liability

coverage.

[Tin]

Any recommendations? 1992 Tracker Pro 17. The qoute's I got from Progressive were; full coverage $327.00 per year with a $500.00 deductable and a $300,000 umbrella. Not sure I need that much on a boat this old, though @ $297.00 for basic liability w/$250 deductable and $100,000 umbrella I thought it might be worth going w/the $300,000 coverage for the few dollars more. Picked up a Fitts Insurance flyer @ BP yesturday and figured I get a qoute next week.

Thanks in advance for your help!

If your Tracker is 40 HP or under it can usually can just go under your homeowners. :-/

[hjerk24]

$300,000- Wow!

I better be sure to read the fine print...

Fishers of Men is still $100,000 as I last read this years rules and regs.

Thanks for the info.

Jamie

[RiskKid.]

I'm in the insurance business so take this with a grain of salt.....but....if you run into some crazy teenager on a jet ski and they get hurt real bad 300,000 may not be very much if a lawyer gets ahold of the case.....I would recommend you see how much 1,000,000 would cost or better yet get a 1,000,000 umbrella policy to cover excess over your home, auto and boat. That should be about $150 give or take a little.

[HOIST-N-HAWGS]

Wow guys, alot of great advice and thanks so much for your input! I thought  $300 was a bit high  :-? I'll have to do some more research.

Thanks again!

[tritonman]

You may also want to make sure you tell your insurance company that you fish tournaments, and that you may have a co-angler along that is not a family member.

I hear State Farm will not insure if you fish tournaments.

Try Anglers Advantage Insurance, you'll be suprised on their prices, they can beat Progressive.

[xft116]

i have a 2006 skeeter 20i w/300k coverage i pay $430 year

[dayton angler]

Liberty Mutual is my carrier we have a rider on our homeowners . basically boat is insured for 3,000.00 more then its worth with 300,000.00 liability for

$140.00 PER YEAR