pauldconyers Posted November 16, 2019 Posted November 16, 2019 I'm REALLY planning on loading up on gear once the Black Friday sales hit Tackle Warehouse. I have squirreled away some cash to pay for these purchases, the problem is my wife watches our bank account like a hawk and all my payment methods are linked to our bank account. When I pay she will see the money come out of the account and me merely pointing out I have the cash to go reimburse my account isn't going to save me a butt chewing. I don't want to do something shady like go open up a new bank account she doesn't know about or drag a friend into this by making him pay for it and I pay him back for it. Can I go somewhere and buy Visa gift cards or something then go use them on Tackle Warehouse and pay with them? If I hypothetically wanted $500 in gift cards do I only have to pay $500 for them or do they charge a percentage or whatever? Is there a better option here? 1 1 Quote
GReb Posted November 16, 2019 Posted November 16, 2019 I believe they make you pay like a $5 activation fee. Good luck! Quote
Super User MN Fisher Posted November 16, 2019 Super User Posted November 16, 2019 5 minutes ago, pauldconyers said: If I hypothetically wanted $500 in gift cards do I only have to pay $500 for them or do they charge a percentage or whatever? Is there a better option here? Every gift card I've purchased cost $5.95 in addition to what you put on it - doesn't matter if it's $50 or $500. Quote
Super User jbsoonerfan Posted November 16, 2019 Super User Posted November 16, 2019 Well, I have a lot to say about this.....but for fear of no longer being a member of the forum, I will keep it simple. Don't try to hide anything from your wife, be a man. 20 2 Quote
Pfisher Posted November 16, 2019 Posted November 16, 2019 We both have some extra income streams coming in so that isn't an issue with my wife and I. If it doesn't come out of joint money (all of our incomes have always been joint) then it's fair game and no one says a word. So if you have been saving money then it shouldn't matter, or it seems that way to me. Quote
Super User Koz Posted November 16, 2019 Super User Posted November 16, 2019 After you buy gift cards behind her back make sure to Google divorce attorney's in your area. Instead, surprise her with a nice diamond necklace or bracelet before the Black Friday or Cyber Monday sales. Then leave your computer on with the Tackle Warehouse gift cards page displayed. She'll get the hint. Quote
a1712 Posted November 16, 2019 Posted November 16, 2019 4 hours ago, pauldconyers said: I'm REALLY planning on loading up on gear once the Black Friday sales hit Tackle Warehouse. I have squirreled away some cash to pay for these purchases, the problem is my wife watches our bank account like a hawk and all my payment methods are linked to our bank account. When I pay she will see the money come out of the account and me merely pointing out I have the cash to go reimburse my account isn't going to save me a butt chewing. I don't want to do something shady like go open up a new bank account she doesn't know about or drag a friend into this by making him pay for it and I pay him back for it. Can I go somewhere and buy Visa gift cards or something then go use them on Tackle Warehouse and pay with them? If I hypothetically wanted $500 in gift cards do I only have to pay $500 for them or do they charge a percentage or whatever? Is there a better option here? I hope you're joking. I've never or WILL NEVER need my Wife's approval for anything, nor does she need mine. I did get upset with her last year when she brought a new Hybrid RAV4 home. Not that she purchased it but because it's kind of purplish color and I ain't borrowing that. Brian. 2 Quote
Super User Fishes in trees Posted November 16, 2019 Super User Posted November 16, 2019 To echo jbsoonerfan, man up, son. You've saved up some money that you want to buy some toys with. Go buy toys. Quote
Super User JustJames Posted November 16, 2019 Super User Posted November 16, 2019 Yes be a man, BUY FIRST, ASK LATER. dont you ever hide anything from the WIFE. They have eyes like hawk, been there done that. Here example of what I got a couple days ago. 2 Quote
DanielG Posted November 16, 2019 Posted November 16, 2019 Um.... is this a weird conversation or is it me? My wife and I have joint accounts and the same checkbook and visa/debit cards. We talk about purchases and decide on what is best for the both of us because in the long run it affects both of us. Sometimes it's her purchase that is decided on, sometimes it's mine. We pursue the most frugal path (meaning, the best bang for the buck). She knows I have pursuits I feel compelled to follow up on and I know she has hers. We're sensitive to both. Sometimes we can and sometimes we can't, but it's known to both of us. It's not "man up and tell her the truth". It's, why do you need to even have to consider to be up front about things or not? Almost seems like a father daughter, or mother son relationship way of doing things. When young I had to either ask permission or if not hide things. I haven't done that as an adult. 4 Quote
pauldconyers Posted November 16, 2019 Author Posted November 16, 2019 I can certainly do without anyone making personal comments on this situation, my marriage or how they'd deal with this situation. For those who wish to worry about my personal life I've saved up enough money from side work to make sure my wife and 2 sons have a very Merry Christmas, thank you very much. As I'm sure most of yours don't my wife doesn't understand my fishing obsession and would never understand spending 200+ on a fishing reel. If I was just purchasing local this would be a simple deal and I'd go pay cash and she'd never know the details of the purchase. I was merely asking for ideas on how to accomplish the same thing through an online situation where I wouldn't have to pay through our bank account. Everyone's marriage/situation is different and I don't need anyone commenting on how they'd handle it. 2 Quote
moguy1973 Posted November 16, 2019 Posted November 16, 2019 I don't know if I could be in a relationship where I couldn't spend the money I've saved for things. Sounds like a control and trust issue to me. If she has an issue with what you spend your hard earned money on then maybe it wasn't meant to be. Now if you are spending money you don't have and above your means, then that's a problem and you should probably take care of your bills before buying fishing gear. But it sounds like you've socked some money away for this so that shouldn't be a problem. 3 Quote
Super User OkobojiEagle Posted November 16, 2019 Super User Posted November 16, 2019 I hope these macho dudes giving advice above are better anglers than marriage counselors. Pare your list down to what's acceptable for your family and master the tools you have to catch a bass... they're really not that hard to catch once they're found. oe 3 Quote
moguy1973 Posted November 16, 2019 Posted November 16, 2019 3 minutes ago, pauldconyers said: I can certainly do without anyone making personal comments on this situation, my marriage or how they'd deal with this situation. For those who wish to worry about my personal life I've saved up enough money from side work to make sure my wife and 2 sons have a very Merry Christmas, thank you very much. As I'm sure most of yours don't my wife doesn't understand my fishing obsession and would never understand spending 200+ on a fishing reel. If I was just purchasing local this would be a simple deal and I'd go pay cash and she'd never know the details of the purchase. I was merely asking for ideas on how to accomplish the same thing through an online situation where I wouldn't have to pay through our bank account. Everyone's marriage/situation is different and I don't need anyone commenting on how they'd handle it. You did open yourself up to this on a public forum. 3 Quote
Super User A-Jay Posted November 16, 2019 Super User Posted November 16, 2019 If you exchanged marriage vows with your wife, perhaps go back and re-read those. And then, here's a novel idea - actually live by them. Good Luck A-Jay 10 Quote
Super User jbsoonerfan Posted November 16, 2019 Super User Posted November 16, 2019 1 hour ago, pauldconyers said: I can certainly do without anyone making personal comments on this situation, my marriage or how they'd deal with this situation. For those who wish to worry about my personal life I've saved up enough money from side work to make sure my wife and 2 sons have a very Merry Christmas, thank you very much. As I'm sure most of yours don't my wife doesn't understand my fishing obsession and would never understand spending 200+ on a fishing reel. If I was just purchasing local this would be a simple deal and I'd go pay cash and she'd never know the details of the purchase. I was merely asking for ideas on how to accomplish the same thing through an online situation where I wouldn't have to pay through our bank account. Everyone's marriage/situation is different and I don't need anyone commenting on how they'd handle it. Yet, you asked.........When I said "Be a man" I wasn't saying it in a way where it was you buying whatever you want. It was to tell you that you shouldn't hide anything from your wife. If you don't want marital advice, don't start a thread asking how to hide things from your wife. Maybe breathe a little bit and slow down with all the threads, I think you are starting to start some where you don't like the answers. 4 Quote
onenutinthewater Posted November 16, 2019 Posted November 16, 2019 Give it to the girlfriend and have her use her card? 5 Quote
Tizi Posted November 16, 2019 Posted November 16, 2019 Should be your money and should be able to spend on what you want. My wife and I have joint AND separate accounts. We both get allowance every payday. The allowance goes into our individual accounts from the joint. probably best to just say, hey honey I am buying fishing gear on BF. I’ll be putting $500 cash into the account to cover the spend. Thanks! Quote
Super User Mobasser Posted November 16, 2019 Super User Posted November 16, 2019 I've been married to the same woman for 36 yrs. I've never hidden anything from her. That's why I'm still married to her. 6 Quote
Super User flyfisher Posted November 16, 2019 Super User Posted November 16, 2019 Just tell her what you are getting and move on. It isn't that complicated really. You deposit the cash and then spend said cash on the items you want to purchase. If you are worried about spending money you saved up that isn't part of the household budget/finances you have much bigger things to worry about than a ticked off wife over some fishing purchases. 1 Quote
CrankFate Posted November 16, 2019 Posted November 16, 2019 Fishing gear is easy. What are you going to do when you need things like new TV’s, a new home theater, and speakers mounted on the walls? She’ll probably never see the rods, and reels are so little she’ll never see them. Forget about bank account numbers. Because, at some point, you’re going to buy things that she’s going to have to see every single day. I’m not saying go blow all your money on stuff you don’t have the money for. This is a bigger problem than fishing gear. Especially when you’re saying you will reimburse your account. You have some serious stuff to talk about. Quote
Super User dodgeguy Posted November 16, 2019 Super User Posted November 16, 2019 I hid things from my wife. They find out. Results are not good. You're better off fighting over it now. 2 Quote
Logan S Posted November 16, 2019 Posted November 16, 2019 So you don't want to be shady by getting a secret bank account or setting up a straw-purchase with a buddy....But you want help figuring out how to launder your secret cash stash in TW gift cards? Because that's somehow less shady? ? Hiding things from your wife, especially money, is not advisable. If you're going to do it, don't hide it. This is all just my opinion of course. Quote
pauldconyers Posted November 16, 2019 Author Posted November 16, 2019 Thank you for all the wonderful advice. Thread closed and done. Geez... 1 Quote
Super User fishballer06 Posted November 16, 2019 Super User Posted November 16, 2019 It's easier to ask forgiveness than to ask permission. 1 2 Quote
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