Super User Sam Posted January 21, 2013 Super User Posted January 21, 2013 Louie, that's awful. So sorry for the loss of your equipment but glad you and your aunt are OK. Were you both wearing your PFD? Hope so. If not, a word to the wise is sufficient. As for losing your rods, reels and tackle, read your parents homeowners policy and note the deductible and if it covers the loss of your equipment up to a specific amount. Since homeowners policies provide contents coverage on a named peril basis you will have to read what is covered and what is excluded to determine if there is coverage. Please have an adult read the policy with you so you both can interpert the document. If you believe there is coverage, after the deductible, call the agent and file a claim. The problem you will encounter is providing receipts. We usually do not carry a list of our equipment or keep the receipts other than for rods and reels. But give it a try. Good luck and let us know what you find out. Quote
SnazzySenko Posted January 21, 2013 Author Posted January 21, 2013 Thanks Sam, unfortunately we weren't wearing it. I'm a good swimmer but my aunt not so much. We will definetly start wearing our pfd's on our next trip. As for the stuff, we tried our homeowners policy but we can't get anything back with proof of purchase. Oh we'll, at least we're okay. Quote
Super User flyfisher Posted January 21, 2013 Super User Posted January 21, 2013 Maybe if items were bought with a credit card or at bass pro or some other retailer that can provide a purchase history you may be able to get at least something back. Glad you are ok though things could be a lot worse for sure. Quote
SnazzySenko Posted January 21, 2013 Author Posted January 21, 2013 I've ordered a lot online, think that would be able to get some stuff back? Quote
Broke bass fisherman Posted January 21, 2013 Posted January 21, 2013 I've ordered a lot online, think that would be able to get some stuff back? Yes, I deal with this all the time. I purchase a lot of gear for a state university and am constantly losing receipts. Call the customer service, have rough ideas of date and what was purchased and they should be able to assist you. If you have accounts set up through TW, BPS, etc yoi might be able to log in and look at your account history. I still have receipts in my Amazon account from three years ago. The one problem you may face is if they have purged their system. Which happens every so often depending on the company. Glad to hear you all are safe, sorry that things went so bad for you. Hope it gets better. Quote
Super User LgMouthGambler Posted January 21, 2013 Super User Posted January 21, 2013 Sorry to hear. The lake is tough if not familiar with it. Can go from completely calm, to absolute hell in an instant. The important thing is you guys are OK. Live to fish another day. Quote
Knightiac Posted January 21, 2013 Posted January 21, 2013 If you used your BPS account, then everything is accounted for. I've replaced one broken rod, one grinding reel and even one reel I just didn't like anymore, all because they have such a great online system. They either scan your card or check with the product number (obviously you can't provide that, unfortunately). Hope you have better luck next time. Quote
SnazzySenko Posted January 21, 2013 Author Posted January 21, 2013 Thanks to everyone here, you guys are so nice and helpful! Quote
tbone1993 Posted January 21, 2013 Posted January 21, 2013 Tough loss man, you need to be careful and know the limits of your boat. Glad everyone was ok. 1 Quote
Super User Tuckahoe Joe Posted January 21, 2013 Super User Posted January 21, 2013 Wow man. That sucks. Okeechobee would be a dream trip for a lot of people. Sorry to hear that something that should have been so great went so wrong. Like everyone else said, at least you guys are ok. Hopefully you get your new gear soon and can get back out there. Quote
Super User BassinLou Posted January 21, 2013 Super User Posted January 21, 2013 Sorry to hear about your experience. Like everyone has been saying, thankgoodness everyone is ok. Learn from the experience, and start rebuilding a little at a time. Quote
Super User Bankbeater Posted January 21, 2013 Super User Posted January 21, 2013 Sorry to hear that. How close did the boat come by that capsized the your boat? Quote
topwaterrob Posted January 21, 2013 Posted January 21, 2013 That's a rough intro to lake O for sure.... Like other posters say, it can go from awesome to crap in a matter of minutes out there.... Glad you guys were safe.... Where did you launch> Quote
SnazzySenko Posted January 21, 2013 Author Posted January 21, 2013 We launched from Lake Okeechobee Resort in Pahokee. And the other came within about 25-30 ft to us, and worst part he kept going without helping us. Quote
piscicidal Posted January 22, 2013 Posted January 22, 2013 Louie, Sorry to hear it. It could have been worse, though. A lot worse. Gear can be replaced. Sounds like you were inside the marina (since you only had to swim 30 yards to get to a ladder). That should be a no-wake area. Don't take this the wrong way, but it is probably a good thing it happened where it did. If the waves inside the marina were getting your stuff wet and a boat in a no-wake area capsized you, it is probably fortunate for you that you did not make it into the main lake. You capsize out there and your odds of swimming to safety with your aunt are much diminished. Again, sorry that your trip went so bad. You've gotten a lot of good advice here on how to get your gear replaced. Send me an IM...I'll see what I can do to replace your trip. 2 Quote
Matt1965 Posted January 24, 2013 Posted January 24, 2013 Louie, Sorry to hear about your trip. I don't know anything about lake okechobee, and I've never even fished in florida, but I've had luck with lost fishing gear by dragging big weighted treble hooks along the bottom. If you were that close to shore, you probably have a fairly good idea of where some of your stuff landed and fishing rods tend to sink relatively straight down. I know it's likely a long shot, if there's a lot of weeds and such, but if i lost a $650 rod, you bet i'd give it a shot if I could. You could also try a local scuba diving shop. Alot of them will do recovery work. Maybe not in Lake Okechobee given the gators and whatnot, but you never know! Best of luck! Quote
Super User Nitrofreak Posted January 25, 2013 Super User Posted January 25, 2013 Wow !! I thought I had some bad trips but that one was bad for sure !! I am really glad to hear you all were ok, it really could have been much worse than that, the gear, even though a tough pill to swallow, is a loss, at least you still have each other to share more fishing trips together. Good luck and be safe !!! Louie, Sorry to hear it. It could have been worse, though. A lot worse. Gear can be replaced. Sounds like you were inside the marina (since you only had to swim 30 yards to get to a ladder). That should be a no-wake area. Don't take this the wrong way, but it is probably a good thing it happened where it did. If the waves inside the marina were getting your stuff wet and a boat in a no-wake area capsized you, it is probably fortunate for you that you did not make it into the main lake. You capsize out there and your odds of swimming to safety with your aunt are much diminished. Again, sorry that your trip went so bad. You've gotten a lot of good advice here on how to get your gear replaced. Send me an IM...I'll see what I can do to replace your trip. That is very kind of you to do for this young man, I would like to say you are one class act sir !!! 1 Quote
shallow thinker Posted January 25, 2013 Posted January 25, 2013 A similar thing happened in a club tournament out in the glades canals. A wake caused a jon boat to sink... losing all the gear but everyone ended up safe. That event, plus the experiences I've had in jon boats, canoes and yaks... is a reminder to me to slow down when I have to pass by small craft. Even bigger boats carrying kids or old folks deserve some consideration. We do lots of canal fishing down in S Fl. and the proper etiquette is to come off plane in small canals unless the other boat waves you past. Quote
dave Posted February 1, 2013 Posted February 1, 2013 Maybe if items were bought with a credit card or at bass pro or some other retailer that can provide a purchase history you may be able to get at least something back. Glad you are ok though things could be a lot worse for sure. I am confused, how is having purchased any product with a credit card or at Bass Pro going to get any of his equipment back? I understand Sam's comment about homeowner's insurance but, not this comment or the other about having saved receipts for LOST equipment and maybe being able to recover something. Am I missing something? Quote
Super User flyfisher Posted February 1, 2013 Super User Posted February 1, 2013 Most times you need some sort of proof of ownership and buying on a credit card or at basspro they may be able to show proof that you bought a particular item that was lost in the accident. I know when my road and mountain bikes were stolen and i filed a claim with my renter's insurance they wanted proof of ownership. Luckily i had some pictures of me using the bike and when i opened the policy i took pictures of everything of value so in case something happened i would be prepared. Makes me think that i should probably go take some pictures this weekend of all my stuff just in case something happens. Quote
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