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Posted (edited)

Not true in all cases. I had golf clubs stolen out of my parents garage shortly after they moved in and insurance cut a check for $1000. I'm sure it depends on your policy, but it's worth a shot. Especially if it's quality gear. They didn't even ask for receipts, just a police report (I think) and a list of items along with their value.

x2

you have to say it was stolen from ur house property ie not at the lake. I know kids in college who had laptops, electronics, gaming systems etc stolen out of their dorm. their parents said it happened at home/garage/on their property etc and their policy covered them.

I don't own a home so i buy renters insurance from my auto company for the same reason. its $65 a year for $10K of coverage and I get a multi policy discount of $65 so its free.

Edited by ClackerBuzz
  • Super User
Posted

Well, nature called hard and strong, so I left it leaning on the tree within eye sight of the bathroom. I'll be sure to make a report and check out the Pawn Shops.

why didnt you just take it in with you?
  • Super User
Posted

Like slonezp mentioned above, I have lived in big cities most of my life (Miami and Los Angeles areas for over 50 years combined) and you lock you doors and don't leave your stuff laying around. Now that I live in the sticks, in a mostly trustworthy environment, I still keep my big-city ways. One of the ponds that I fish in my community has a public restroom nearby. I usually have two rods, and carry them through one set of doors, then into the bathroom with me. People look at me funny, but that's what ya gotta do....

Too bad about your gear - lesson learned the hard way.

ALSO, I want to go on record in case I mention the combo in a future thread that it is a coincidence that I also have a Sol / St. Croix Premier (7'ml) combo that I owned prior to BC's loss......and I haven't been to any pawn shops in Virginia recently !

Posted

What????? That is the stupidest justification for stealing I have ever heard. I have had things stolen in the past and even had the joy of busting one of them trying to sell the copper they took at the scrap yard. While he is sitting in prison I can't help but feel guilty because he must of thought it was abandoned copper.

Sorry to hear about that BC. There are some miserable people in the world.

Im not trying to justify anything, but its a possibility. People leave lakes all the time and forget they left behind a rod and reel or their tackle box, and dont realize it till sometime later. It wasnt purposely abandoned, but it was abandoned. The point is he shouldnt be leaving things of value laying around in the open, even if only for a few minutes. Recently i had my floating old school metal minnow bucket stolen off my uncles dock at Smith Mtn Lake over night, i got it for $5 at a yardsale. I left it tied up to a rope on the dock when i wasnt using it, it wasnt a big deal that it got stolen really. but you know what i didnt leave on the dock overnight? my tackle bag and 6 rods and reels.

Does someone just "abandon" gear of that value? I highly doubt it. Why would someone abandon their fishing gear period, that would be a first for me hearing that. Whether your car/boat is broken into or something is swiped off the deck of your boat or your pier...stealing is stealing. If it's not yours don't touch it. Its not like he left his gear in the middle of a forest or in the junkyard.

Sometimes you can abandon something simply by leaving it behind, whether purposely or accidentally. either way, Clary knows he didnt abandon it, but another person doesnt know that. Clary learned a lesson the hard way...

  • Super User
Posted
you have to say it was stolen from ur house property ie not at the lake.

Uhh, can you say insurance fraud?

  • Like 1
Posted

I have engraved all my stuff and taken pics of it so i know how to id it if it should get stolen. I hate to hear the stole ur gear cant stand a thief.

  • Super User
Posted

Sometimes you can abandon something simply by leaving it behind, whether purposely or accidentally. either way, Clary knows he didnt abandon it, but another person doesnt know that. Clary learned a lesson the hard way...

If it's accidental, it's not abandonment...it is forgetting or misplacing it. When you abandon something you are doing it by intention. Someone was greedy and the poor guy had his stuff swiped just to take a whiz. Perhaps if we lived in a less greedy/self centered world things like this wouldn't happen but we're humans and that's what people do. It's sad.

You're right, he did learn the hard way and I feel for him, but some people are pouring salt in the wound it seems. I don't think he was posting to be lectured. That's all I'm going to say.

  • Like 1
  • Super User
Posted

why didnt you just take it in with you?

It's a very small bathroom, to take my tackle and rod in there then there wouldnt be room for me to have a seat. Porta-pooper sized really.

Posted

I hate reading these kinds of threads. Hope you find your gear...lesson learned I hope.

  • Super User
Posted

If the rod and reel were taken by a local they will keep the items for future use or sell them to a friend, not on ebay or a pawn shop.

We are too trusting of others in the fishing world and I think that 99.9% of bass guys would not touch your equipment.

However, if any non fishermen are in the area they may want to take your gear as it is easy pickings.

May I suggest posting a reward sign where the items were taken with the understanding that no questions will be asked and you will pay $100 for the safe return of the stolen items?

This may produce some results as opposed to going to ebay or pawn shops.

Good luck.

Posted

Sorry to hear it, Clary. I've had some expensive fishing/golf equipment disappear over the years...it sucks.

Hang in there.

Posted

If it's accidental, it's not abandonment...it is forgetting or misplacing it. When you abandon something you are doing it by intention. Someone was greedy and the poor guy had his stuff swiped just to take a whiz. Perhaps if we lived in a less greedy/self centered world things like this wouldn't happen but we're humans and that's what people do. It's sad.

You're right, he did learn the hard way and I feel for him, but some people are pouring salt in the wound it seems. I don't think he was posting to be lectured. That's all I'm going to say.

youre missing my point. Clary knows he didnt abandon it, we know that too. but the person picking it up and taking it doesnt know that...

  • Super User
Posted
the person picking it up and taking it doesnt know that...

Yeah, right....that's a s.....t.....r.....e.....t....c....h. :hahaha-024:

Posted

youre missing my point. Clary knows he didnt abandon it, we know that too. but the person picking it up and taking it doesnt know that...

Remind me not to to leave anything alone around you.

  • Global Moderator
Posted

I've had all my gear stolen on one occasion and a small pond hopper type boat stolen on another, it's a terrible feeling. Both times I was pretty young and had paid for all my gear and the boat by saving every penny I could scrape up doing chores and odd jobs for people, I just felt deflated both times because I'd work so hard for it and someone else just took it like it was nothing. There isn't much you can do to get it back besides hoping and doing what the other guys mentioned, never got any of my stuff back but hopefully you'll have better luck that I did. Hang in there man.

  • Super User
Posted

x2

you have to say it was stolen from ur house property ie not at the lake. I know kids in college who had laptops, electronics, gaming systems etc stolen out of their dorm. their parents said it happened at home/garage/on their property etc and their policy covered them.

I don't own a home so i buy renters insurance from my auto company for the same reason. its $65 a year for $10K of coverage and I get a multi policy discount of $65 so its free.

Absolutely false. Property DOES NOT have to be stolen from your houe/garage in order for homeowners to cover it.

As far as the person thinking it was forgotten/abandoned? Quite possible. I puled out of my neighborhood and their was a family taking graduation pics by the lake. I returned an hour later and everyone was gone. The only thing there was a tripod, the same one I saw the dad use to take the pics. I took the tripod and turned in tothe homeowners assoc and it was returned to the owner.

Posted

All in all, just a lousy deal for BC. I do hope you get your items back. It is possible.

6-7 years ago while hunting on public lands, I somehow left my hunting bow lying on the ground...Hoyt ultratec...pse competition pro arrows, trophy taker fall-away arrow rest, trophy ridge hunting sight...bow and items mounted on were an easy 1100.00 bucks.

Short story, I got the rig back in about a week. One of my co-workers found out who found my bow and got it back for me. It is Possible.

Posted (edited)

Uhh, can you say insurance fraud?

true. what does that make is the definition of this?

an uninsured driver killed a girl that was progressive customer. progressive defended the killer in court to avoid paying out on her policy.

http://www.nydailyne...ticle-1.1135907

true ie "Absolutely false. Property DOES NOT have to be stolen from your houe/garage in order for homeowners to cover it."

Edited by ClackerBuzz
  • Super User
Posted
Absolutely false. Property DOES NOT have to be stolen from your houe/garage in order for homeowners to cover it.

Any HO policy I have owned covers personal property from where ever it's stolen, there is no need to mis lead an insurance co. There are 2 problems in filing a claim, in many cases the deductible is higher than the value of the actual loss, secondly HO insurers have been known to cancel after a claim or 2.

Renters insurance is bit different, covers the contents of the unit and personal property, the apt complex or condo assoc has insurance to cover outside damage.

Slightly off topic but good info to know, HO insurance may not cover damage due to floods, and damage from a named storm will result in a higher deductible.........read your policy.

Posted

sorry to hear about this. i've been lucky and gone off and left my rods and reels lying in the bed of my truck, plus my trolling motor battery. i know better since someone came in my drive way and stole the storage box (big as a tool box) from my truck and now i do take my stuff out. even in my driveway stuff isn't safe. i remember when we use to dock out boat, the only thing we got out was our stringer. we'd leave stuff in the boat in plain view and the next morning it'd all be there. imo there's nothing lower than some sorry sob that thinks he can put his hands on my belongings and walk away with them. good luck although i'd say your chances are slim.

Posted

Yeah, right....that's a s.....t.....r.....e.....t....c....h. :hahaha-024:

its not a stretch by any means. youre just failing to look at it from all possible angles.

Remind me not to to leave anything alone around you.

I'll have to remind myself not to associate with someone like you. Im not a thief and dont appreciate being alluded to as one. You seem the type to jump to conclusions about something with nothing to base said conclusions on, good luck maintaining friendships that way...

Absolutely false. Property DOES NOT have to be stolen from your houe/garage in order for homeowners to cover it.

As far as the person thinking it was forgotten/abandoned? Quite possible. I puled out of my neighborhood and their was a family taking graduation pics by the lake. I returned an hour later and everyone was gone. The only thing there was a tripod, the same one I saw the dad use to take the pics. I took the tripod and turned in tothe homeowners assoc and it was returned to the owner.

finally, atleast someone is able to think objectively about it...

Posted

why didnt you just take it in with you?

exactly what i was thinking. i have several times brought my surfboard into the can while dropping a duece. a thief is an opportunist who will take advantage of every situation.

  • Super User
Posted · Hidden by Glenn, August 17, 2012 - Mod getting caught up in an argument. Not good.
Hidden by Glenn, August 17, 2012 - Mod getting caught up in an argument. Not good.

LOL, he went in to take a leak. I doubt it took an hour. Someone was watching, knew what was up, took the gear, and bolted. Some of your theories are amazing.

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