Personally, I've never fished with a lure worth more than 20 bucks. I wouldn't even think of buying a lure if it crosses the $30 mark. I have combos that are cheaper than some swimbaits out there. Is there even any point to buying such an expensive lure?
I mean, bass don't really care if your lure is worth 10 dollars or 200 dollars. How much better will an action get on a 200 dollar swimbait than a regular 20 dollar swimbait?
Not to mention, just the fear of losing that lure will drive me nuts, to the point of me never even using it when I'm out on the water. It's like buying a supercar just to park it in your garage.