When I was a younger 2 rod bank fisherman I fished straight 40 lb braid all the time. You get a lot more use out of the braid and at 40 lb it's thin enough to not really affect action on lures and thick enough, if you DO backlash, can easily be picked out.
Don't use cheap fluoro - you will lose lures and that sucks. Moving baits like chatters you don't need a leader or copoly/fluoro and I am convinced it doesn't decrease your bites.