Thanks for all your replies. I have had Farm Bureau insurance since 1988, home owner, trucks, car, 2 boats, and camper with them. Their personal service with clients has gone down hill. Now they have their and 3rd party claim agents that disallow claims anyway they can. Never received a copy of the camper insurance until after the claim was disallowed and camper totaled out, but they still wanted premium for policy. After the treatment I have received on 2 claims, I am afraid of what may happen if I have a claim on my Ranger. Also just received a questionnaire questioning the coverage I have on my ranger for 11 years. That why I am looking at other insurance coverage