Here's a simple color chart that I go by when I'm fishing different water clarity and this is what helps me catch fish, my opinion guys:
Stained: black and blue, junebug, white, chartreuse. Depending on if it's a shad lake or what.
Clear: Watermelon seed, watermelon red, green pumpkin, bluegill colors, really anything natural. nothing wild.
The baits I would use in those conditions would be:
Stained: Rattletrap, spinnerbait, chatterbait, squarebill, Texas rig, Carolina rig, wacky rig.
Clear: Jerkbait, spinnerbait,chatterbait, squarebill, Texas rig, Carolina rig, wacky rig, ned rig, dropshot.