I know there are a bunch of anglers on this site that are limited as to how much they can spend on their fishing addiction. I'll be the first to admit that the quality of many angling products can make the sport more enjoyable and productive. That being said, until the kids were out of college and the house was paid for, I did just fine fishing local tournaments from a jon boat with an old 10 horse Johnson, transom mounted TM and a Humminbird Super 60 (flasher) depth finder. Three combos that I paid less than $75 for *back in the 80"s. Other than plastic worms, all my lures fit into 2 Plano 3700 tackle boxes. My success in those local tournaments and in my everyday outings depended on finding fish that I could catch with what I had available.
The reason I mention all this is because you will read about a lot of higher end products in some of the posts here. Great products, some offered by sponsors here. The main reason for this site's being is to inform, educate and share fishing knowledge. Quality products only add to your enjoyment of this great sport. If all you can afford is one combo, mono line and Wal-Mart bargain bin lures, don't feel that you are missing out. The fish are still there for the catching. Use what you have available, whether from shore or out on the water, but use the information about the fish, seasonal patterns and the different presentations you read here, or see on video to become better at finding fish that you can catch. When and if you ever have the funds to enjoy a custom built rod, or a $25 swimbait, you'll not only enjoy its benefits, you'll know exactly where to use them.