This is the budget anglers 3 rod system for cheap effective and long lasting gear.
If you want all purpose rigs the 6'6" M action F tip with a 6.2:1 reel with 8lb Trilene XL(best casting distance for the price) is for everything you have, so two things a stout 7' Medium Heavy action Fast tip rod with a 7.1:1-6.2:1 reel ratio baitcaster with 12lb Berkeley Big Game mono(or flouro but this is cheap it works fantastic and lasts longer). This rod covers jigs, worms, spinnerbaits, smaller swimbaits, bigger jerkbaits and more, but can be used for frogs, flipping and pitching light cover if you want to swing that way(joke intended) until you want to upgrade to a 7'6" Heavy action Xtra fast tip for the 2oz artillery weights for really punching through thick grass. And after that personally I would recommend a 7' Medium Heavy action Moderate tip for crankbaits and a few odd baits. With a 5.4:1 gear baitcaster spooled with 10-12lb FLOUROCARBON(absolute must for deep crankbaits).
S 6'6" M action F tip with a 6.2:1 6-10lb(8 is best from much experience)
C 7' Medium Heavy action Fast tip 7.1:1-6.2:1 10-12lb
C 7' Medium Heavy action Moderate 5.4:1 10-12lb
Now the crankbait rod can be a Medium action but if you plan to throw any crankbait deeper than 12ft or a squarebill over an ounce then stay with the MH or else you will have a workout and possibly break a rod or reel(strips the drag). So initially a Med. Mod isnt advised. Moveover, look for a very "noodley" rod with a very moderate tip but with a decent backbone so you can fish smaller cranks and not have them pop out and fly toward your face. All this being said I reccomend
Lews Laser MG Speed Spool baitcasters
they run about $80 but are hands down the best bang for your buck reel in the medium price range of $50-100 and they last forever.
For the rods I reccomend
Lews David Fritts Perfect Crankbait rod
also $80 (they actually have a new combo out called the Crankback for $100 with the right reel instead of a $160 set up) They are very limber, light and set hooks very well again a great bang for your buck.
Lastly an Abu Garcia Vendetta 7' MH Ftip rod is very stiff, has a solid backbone and if you catch it right you can get them for $30 but normally about $70.
All of these rods will fish pretty much anything you want besides alabama rigs. The spinning and the worm rod are really all you need but if you like crankbaits at all and will fish for hours at a time, if you have the money just get a crankbait rod they help so much and make it more fun instead of a chore.
This is all suggestions and just an opinion. Hope that I helped. You should most definitely buy your reel first then a rod or buy them together. The reason is so that you get a good feel for the rig instead of having a giant reel on a small rod or visa versa.
-Will