I know this post is somewhat old but I can't help but throw this out there, go to Bass Pro or wherever you can and grab a couple packs of spare skirts in
White, white/chartreuse
Black, Black/blue
And keep them handy for your buzzbaits and spinnerbaits. Then you can quickly change em out depending on conditions.
What I like to do is find a one or two of each bait that you like and then just change skirts instead of buying one in each color. I use the Booyah brand spinner and buzz. I also really like the Lucky Craft SKT spinnerbaits.