I bank fish primarily in the same 8 lagoons and for the most part my standard approach is to start off with either a T-rigged Senko or Dinger, Booyah Pad Crasher, or Whopper Plopper 90. Which one I start with usually depends upon the time of day and/or weather conditions. For example, in these lagoons I almost never get hits on the frog or Plopper 90 if it's really windy that day.
If the fish are biting at that point I'll start throwing bigger baits like the Whopper Plopper 110 or 130, a big buzz bait, or a jig and craw setup. If the fish aren't biting that well I'll throw a Beetle Spin, small chatterbait, jerkbait, or Ned Rig. Occasionally I'll throw a crankbait, lipless crank, or a bigger swimbait but those have never been good producers for me.
If the bite is slow that day I'll invariably go through whatever is in the 4 trays in my tackle bag, but my emphasis is always on those first three baits.