Hello Gangreen,
If you are still looking, I think you should consider living in between Lake Cumberland and Dale Hollow. Both are large lakes with several creek arms. Both have largemouth, smallmouth, spots, crappie, walleye and of course sunfish and catfish. Cumberland is also world class for landlocked striper. I believe Dale Hollow claims to hold the top 3 heaviest smallmouth on record and something like 10 of the top 25. The trade off would be living in a very rural area as there are only small towns in between the lakes. Good Luck!!