I have never looked for bait fish at any point in my 30ish years of bass fishing. Don't read fishing reports. They will either give you a too negative or too positive of a mindset. Unless the weather is unsafe don't pay too much attention to it.
Points, structure, cover, humps, grass, and much farther down the list is wood. That's all I look for anywhere. I fish more new water than old and can't remember five times I went home disappointed. Sure, there are slow days but I know I am on fish. They will be in one of these six areas year round, 24/7. If you show me an acre of water 90% of it is dead.
A piece of advice I can give is don't let trees fool you. If it's the middle of the day, mid summer then sure, great cover. The rest of the year ask yourself if the trees weren't there would there be any bass there? If the answer is no then it's more than likely dead water. Docks fall into this too.
As far as matching the hatch use common sense in a new area. It almost always will have crawfish, bream, and some type of shad/minnow. Keep the colors simple. Everywhere in this country fishes close to the same. The depth, fish transition related to time of year, current, and tides are the only real X factors I have noticed.