I guess I’m the odd cat. I retired at 63 1/2 and had a financial plan that works. Retirement is not what I expected. My life is not dictated by my wants or wishes. It’s dis rated by the needs of my children, my grand children , my wife and especially my aging mother. Having a day where I’m not addressing family needs is very rare. Also, I miss the folks I worked with. More to retirement than just not being employed.