I personally would avoid baitcasting combos unless it is a combo that is more of a "reel that come with a rod" than a "rod that comes with a reel" if that makes sense as quality is very important with a baitcaster. Two good starter options would be the Abu Garcia silver maxx (about $60) and the Lew's carbon fire (about $85) paired up with a Berkley Lighting Rod or an Ugly Stik Elite for your price range. I own the Carbon Fire and it's absolutely great for an economical beginner baitcaster that is also built well. This will probably go over your price range, but believe me, you will learn better on a well-built baitcaster than a crappy one that will give you backlashes all the time, so investing a little more money is definitely worth it. If you still lean toward a combo, there' the BPS Pro Qualifier/Carbonite combo, but there are definitely better individual options for the money, and that goes over your price range as well. Definitely put the bulk of your budget into the reel over the rod, although the rod shouldn't be overlooked. Perhaps save up a little to open the window to a slightly larger budget, as a baitcaster isn't harder to master just because it's more expensive. The more well-constructed it is, the more "user-friendly" it will be.