I was in a similar situation last year. I couldn't afford my dream boat but I needed to get off the shore. I considered a kayak for a long time but standing while fishing is important to me. Additionally I love to go fishing with my girlfriend so we would lickley be buying two kayaks. Add in a roof rack and some accessories and the cost starts to add up. We also are living in an apartment complex so storage for two decent size boats was a concern. Literally 10 minutes after watching this video I went online an purchase the same canoe. We added in a trolling motor and couldn't be happier. I can toss it on top of the jeep by myself, stand up all day long and take as much gear as I would ever need. Plus we can fish 2 adults comfortably, 3 comfortably just to paddle around.
For storage I set up a pulley in the garage, strap the boat to the wall and filly it with our gear. The car still fits with plenty of room.
