I agree with you. I also tie leaders. Everytime i leave the house i tie leaders on all my rods. But if i lose the leader while fishing i dont retie the leader, i just keep fishing with straight braid. Ive never noticed a difference with or without a leader, i just use leader to be able to break off baits easier if i snag.
For frogging i use 65 because at the local laked here there is some nasty stuff, 65 just give me a little extra room to horse em out.
And yes everyone fishes differently, its what makes this sport great.
Im more of a big line, big rod, big baits kind of guy. But some of my friends fish finnesse everyday and still catch em