I have a few cheap rod/reel combos (think 25 or less) from Walmart/sporting goods stores, they were okay for pan fish and going fishing once a month. With my desire to go out fishing more and looking to catch bass and trout, I feel it is time to upgrade my equipment for that goal. My budget is about $400, I'm hoping this covers everything for a beginning setup (Rod, reel, line, lures, bait, etc). Please help me spend my money. Thanks, Scott