Lew's laser mg speed,7:1 ratio its around $80 and pair it with St. Croix mojo bass rod, about $110 6'6" mh. Great for jigs and worms. The shorter rod will help in tighter spots off the banks imo. Of course my local academy sports has a Lew's combo for under $ 100 which would really work for a beginner, use the rest for lures and line.
Don't give up if u start backlashing. I almost did, finally figured it out, got dialed in and love using baitcasters now.