First by cold water I mean 45 degrees and lower. I had a tough tournament Wednesday with two fish being caught on my boat neither of which would keep. The situation I had was high muddy waters with the temp ranging from 38.8 to 41.6 on the dam at mid day. We stayed on the dam and around rock when the sun came up and temp started rising while throwing the trusty silver buddy and jigs, shaky heads, grubs, wiggle warts, jerkbaits, even the small sr5 shad raps. And nothing. The only two fish came on the silver buddy so we layed with it all day only switching to different lures when we got tired of the silver buddy.
Lets hear some of your favorite baits for cold water be sure to include water color, depth, rod/reel/line set up and the forage you are imitating. I think we all can benefit from this especially me since cold water is my main weakness in fishing.