Are you kiddin! I, too, fish until the water gets too hard to launch the boat. Actually, we have had to break through ice around the edges to get out before. Last Sunday, water was 58-59, next time I can get out is Nov 3rd and I expect water to be 54-55. This will be prime red craw trap water and jerkbait water. In the 5-6 hrs I'll fish both mornings I should boat between 15-25. I may throw a Rage Space Monkey on a football head and that will get me a few as well. From there, as water temps fall, the monkey, jig and jerk will be the baits until ice in...and fish will still be caught up until then!
Get out there! You just gotta fish slow and try a lot of different presentations until you find what works. And a jerkbait is quite possibly the best cold water bait you could throw.