Some people entertain themselves playing golf on weekends, some go out the movies and dinner a couple of times a week. Some go to the casino. If you have enough money to pay all your bills with some leftover to entertain yourself, and you like to fish, spending the money on a boat isn't the worst thing you can do. No, it isn't an investment that will give you a profitable return. Neither does spending $70 a week on greens fees at your local golf course. I bought my first boat 30 years ago when I was 33 (I still have it). I didn't buy it to use every week, I used it mostly on vacation, making payments on it for 5 years. If I had lost my job and couldn't afford the payments at some point, I'm sure I might have regretted the decision to buy. I never spent money on it I couldn't afford. I'm very happy I bought it. It's given me years and years of pleasure. While there is extra money spent on upkeep, It was never ever close to what my payments were. Don't go crazy, buy a boat you can afford. If you go too cheap, you may not be happy with what you bought and wind up replacing it which is going to coat you even more.