Sorry to say, but don't be so sure. I have had my status reversed 3 times in the last 6 years.... only to be reversed again by Sallie Mae supplying "evidence" I was deceased.
And checking your credit the normal way does nothing to find this info out. You have to pay to get your actual credit score to find out it probably says "0" OR apply for credit some where only to be turned down b/c of a weird response they receive from the bureaus.