Ok, I'll try and keep this short and my rambling to a minimum I haven't used any PQ rods but if they're anything like the Carbonlites they're great for the money. IMO you would be hard pressed to find a better rod in the $100 price range to fit my tastes.
Without a doubt the Cumara has the better blank, guides, warranty, etc. I would caution you against buying the Cumara just because it's available though; make sure it's really what you need/want. Both rods you listed appear to be in the Cumara Reaction line for moving baits. The 7' M would be great for small cranks but the mod/fast taper is not ideal for single hook baits such as jigs. The 6'9MH/xf is labeled a spinnerbait rod but without using the rod I can't comment on how well it would work for plastics. Ratings, whether it's power, lure, line or action, on rods vary so much between rods and manufacturers it's almost worthless. Hopefully someone can chime in on the 6'9MH/xf Cumara to give you some more info.
With all that being said, I think the two techniques you mentioned here (spinnerbait & jig) can easily be covered by one rod: a 6'6 to 7' MH/Fast or XF action. A 6'6-7' MH rod will be the most versatile rod you own and will cover a wide variety of baits. Since you've already mentioned buying two rods, take that money and spend it on one better quality rod. You hear it repeated over and over on this forum but buying the best you can afford at the time is going to save you money down the road. The 'ideal' rod for techniques you listed are so similar you're better off with one high quality rod here. Pick up a Shimano, Dobyns, St Croix, etc or other rod with a lifetime warranty and no-fault replacement and you will be guaranteed a rod for life.