Nice_Bass

Mud custard Warmouth

Gambler giggy stick. no better action than that for what you are asking.

What size tank do you use for this?

Kind of looks like it was ran through a planer... power planer ds worm bevel shad/worm

they are that good- so long as you fish them correctly. Obviously nothing is magic...

Thanks- I guess i should have stated that I needed to actually attach it from my pc- there does not seem to be an attachment link.

Sorry, dumb question. Is there a way to attach pictures to a message/PM? Looked under faq and could not seem to find anything. thanks.

topwater walk the dog hardbaits. dont throw them much, so i dont use the knot much...

I have not. I usually throw it after a cold front, or in very clear water so am looking for something a bit less bulky. It would bulk up a skirted jig quite a bit, and i would imagine it would work just fine.

I do, but it is usually fished in a mixture of grass, rock, and homemade structure. If I fished it in some cleaner stuff i would expose the hook.

Well if he is left broke after the 20% down he doesnt need to be buying that 2nd home then. Sound like the bank did the correct thing. We dont know how much he owes on the 1st house payment per month, his income, if he has other dept but the bank must and made the call. Just from the highlighted statement have to agree with bank. Monthly payment for his other house is on credit report, income is always verified. debt to income ratios are a different denial factor than equity down requirements. Essentially you need to have proper equity down plus six months reserves on PITI for your primary residence as well as the propsed second home. If you don't have that extra cash after the DP, then that would lead to a denied loan.

I actually just fish them naked t-rigged on a standup jig head or mushroom head. Lots of false bites from gills- but it puts good fish in the boat at times.

Most of what is coming out in this new Dodd bill is absolute BS from both a lending and consumer standpoint. With the GFE changes of last year to even the way loan officers will be paid under the new regulations changing, the borrower has never once been the priority. It is a CYA approach by the gov't at this point. Non-conforming loans and jumbo loans have always had their own set of rules. Anything fha, fannie, or freddie are merely adjusting their guidelines, or adjusting their risk; i.e. April 18 FHA monthly premiums are raising again along with the upfront mortgage insurance. If we keep letting strictly a reactionary congress/committees and attorneys rewrite lending here in the US it will be most unfortunate. Long story short, it was actually fun and responsible for a couple of years...but that looks to be pretty well past at this point. I forgot to add...but as far as the watering down of this bill is exactly what I am hearing. Reason being is the new costs created by actually monitoring and enforcing this monster will be outrageous...for the taxpayer it protects...

Welcome! Where abouts in SO. IL Used to live down there, wishing we never left! nevermind- I see Carbondale...really miss the sunset concerts.

Agree- I always order some big saltwater jigs and paddle tails from a place down in Florida. I always wonder what they think sending that stuff to Illinois. anyhow- started to throw those about 8-10 years ago. With all the big bait fishing nowadays it does not seem like a stretch ordering those any longer.

Will not effect my fun fishing as I have 3 good lakes within 15 minutes, and a great one at about 30minute drive. Tourneys will be effected by extra cost to prefish- that and it may drive other anglers away reducing some of the payouts.

My exact experience, and one I will not replicate. I own rods and reels of all brands-but I don't even pick up anything quantum any longer...i am sure the reels are just fine though- but in my mind they wont be anytime soon.

Props to the you and the northstar! Water temps at Newton?

You dont have to fish slow. Any type bait will work if you fish it where the fish are...ponds will heat and cool quicker- i would wait till a couple days warming trend and do it right the first time. On a small pond it should be easy to fish the top middle and bottom to see where most of the fish are- then use a bait that will excel in that depth range.

I dont worry about running uplake if the right conditions are available. For instance, in Lake of the ozarks I mostly fish the Gravios Arm and some north bays that are about 5 miles from the dam for spawn and prespawn. If there are arms or bays that are suitable for spawing- then no need for me to take an hour boat ride anywhere... Also, Everything is on the north side in LOZ that I fish if that helps.

Let anything go above 18" of course though... it was a blast.

As you can see i push Evergreen when it comes to big IL musky....but...it does. This is not me, and it was taken durning surveys but released. Big fish seem to show up every year like this in this lake.

Good deal...not trying to fish it...but I also live in Bloominton and after work if I don't want to bring the boat out i sometimes hit tipton (size) or northpoint (numbers) as i live about 1/4 mile from both. You fishing that area or more the white oak area? If we ever fish your lake you are more than welcome on my boat on any area lake of your choice.

Trying to attach a bad picture phone pic- but we kept a limit of wipers for the freezer

Nice. Where were you fishing?