Good advice here guys, the more knowledge the merrier!
What I think would be a good plan for now, and tell me if its stupid, is to mainly use the card for the purchases I make every day on my debit cards, (Lunch, drinks, smokes, gas, etc) and just pay it off right after, and then maybe like a $100 purchase and pay it off over 2-3 months?
The repayment think is not an issue because I make almost $1200 a month, and I dont want to realistically go over 20-30 % of my limit.
And A-Jay, that is interesting, I did not know that you can sort of prepay it seems like? So I would essentially put money on my credit line, and then it seems like it turn into a gift card essentially, with my money already on it, and I can make payments to keep my "gift card" up to the balance it was at, if I interpreted you correctly? That seems like a good idea to me!