To echo pappajoe222, spinnerbaits are a good choice for a bank bound newbie bass fisherman. He is correct that they can be an effective all season bait.
One of the great things about bass fishing is that there is very seldom one right answer. Back in the 70's, early 80's I was bank bound much of the time. My primary lure was a jig & eel. It has been a while since I've seen a split tail eel (a pork bait) in a store, although I am pretty certain that they are still made. I haven't fished a jig & eel for years, because now I think that there are lots of better baits out there.
If I was in your shoes, given current technology, I'd have a 6 1/2 or 7' spinning rod Med or MH. A decent mid range spinning reel that will throw a light braid - 14 or 20 lb and a fluorocarbon leader. In most cases, when bank fishing, a longer rod is better but you need to be aware of your surroundings, you can snap a rod tip on bushes or what not if you aren't careful. Let's face it, if you are bank fishing, sooner or later you will snap a rod tip on a bush or some other shoreline obstruction.
For bait, I'd use a 3/16 or 1/4 oz Brewer Slider heads and Zoom trick worms or something similar. I'd use a technique that Charlie Brewer called "polishing the rocks" This means moving your bait slightly above whatever bottom you've got, as slow as possible, while only occasionally actually touching the bottom. You'd learn how to count your bait down, you'd learn what different bottoms feel like, that bait is relatively snag free, and you'd learn what a strike feels like soon enough.
Jaiden's answer about a wacky rigged senko isn't a bad answer either, though.