You're naming off a very wide range of conditions. Lightly stained-to-muddy water ; weeds, trees, and rocks for cover/structure. It's not easy to give advice based on that.
Honestly, it would be better to try the basics first, and go from there. The 5 basic color combinations for jigs and other bottom-contact baits are black/blue, brown/orange, junebug, green pumpkin, and watermelon/red flake. If I had to pick 3 it would be black/blue, junebug, and green pumpkin. Stick to the basic colors and try a variety of weights. The rate of fall is just as important as the color, in my opinion.