BINGO, Florida anglers listen up, unless of course you are using SHINERS. Water temp has held in the mid 50s to upper 50s in most bodies of water I am fishing now, and my catch rate is LOW, VERY LOW. Hopefully this warming trend kicks start the bite, but unlike Rolo I get away from unproductive water and hunt, duck and doves for fun when the bite is slow.
I live in NW Florida and our winter water temps are consistently in the high 40's lower 50's and fishing has been pretty good.
We have the best luck on suspending jerk baits, small tight wobble cranks, and of course shacky heads, flick shake heads, and drop shot rigs.
The problem is not the bass being cold, it is the anglers, after all, we are in Florida.