I fished with the Jacksonville Bassmasters for a while when I lived there in the early 1980s. The club went to several lakes where there was no ramp, just drop your boat off the side of the bank - not good. I had stuff stolen from my boat several times at club tournaments, so I dropped out. Things may be much better now.
I have fished with numerous clubs over the past 35 years and here's what I recommend.
Join a club with a lot of members, including many without boats. Clubs exist for club tournaments and the only fair ones are where boaters and nonboaters are drawn immediately before the tournament. Not having enough no-boaters is a frequent problem.
Unless you are a big stick (a proven tournament fisherman for at least ten years) consider going to tournaments as a no boater, even if you have a nice boat. You will learn a lot from some and a little something from everyone and you will make some friends. No boaters rarely last more than a year or two unless they are consistently lucky in the draw for boaters, but some are lucky and when they draw the right boaters who can put them on fish they have a much better chance at winning than the boater and will win every time they are of equal skill simply because they don't have to take care of the boat all day (after the second time a no boater won a tournament from the back of my boat I started making my no boaters take care of the boat for 50% of the time). But then there's nothing worse than drawing a dud boater (and I was good at drawing duds.
Here's a tournament story, the club and members names are withheld to protect the guilty - a tournament is coming up at a lake known for large fish and one where I have done well in previous years. Anyway, one of the real legends of the club calls me and asks if I will go as his no boater and prefish the day before as he has never seen the lake. I accept immediately even though I know all he has a commercial jon boat with a 20 horse Merc and an old Pfleuger trolling motor hung on the side, not half as good as my rig at the time. Anyway, we find the fish in a shallow stumpfield where I have caught fish before and we rape the fish the day before the tournament - catching and releasing well over 100 bass and both of us would have had ten fish limits close to 50 lbs. that day. The next day I draw an old guy in a big Tidecraft that must weight 4,000 lbs. and we can't get within 3 long casts of the stumpfield where the fish are and by 7:30 AM his trolling motor battery that he forgot to recharge after his last trip is dead and he insists on going to the Marina to recharge the battery. Anyway we sit there for 3 hours waiting for the battery to recharge and then find it has a bad cell and won't hold a charge and he won't buy one from the Marina because they are too high and insists on just waiting at the Marina for the tournament to end. Anyway, I did catch two fish early that got me like 40th place, but my prefishing partner won it with 47 lbs. I have some even worse horror stories than that too.
Never fish for money in a club tournament unless its chicken feed to you - lots of cheating happens and a lot of bad feelings can result.
If you're a no boater, bring a small tacklebag, your own life vest, no more than 4 rods, and your own food and drinks. Insist on fishing half the day where you want and how you want, but let the boater have first choice of times - a good guy will let you have the front end during your time, but will probably operate the boat while the outboard is running.