Ive got pretty sun resistant skin to begin with. I have some cherokee in me somewhere along the line. People mistake me at times for hispanic... I am as white as you can get lol. When I burn, I don't actually burn, I just get dark. I know friends who get red, blister, and peel. Gross. Those are the ones I worry about.
But still... I try to get a burn every once in awhile just because I like the color and I love how it feels. I am a surfer as well so getting some sun really makes me feel good. Now getting older, I really pay better attention. I usually go with a long sleeve shirt when out on the water. When I play golf, I ALWAYS wear SPF40 or up.
It isn't with it guys and gals. I am also a member of a few local surfing forums here in Florida and you would be amazed how often there is a thread about skin cancer and or somebody passing on. Surfing REALLY does a number on you without protection. Almost your whole body is hammered by UV radiation. I myself have been out on the water surfing for over 8 hours. Only a couple breaks for water and food in between. It's scary and really a shame. It's an imperfect world we live in.
Please be safe guys. When you are days away from death from cancer, you don't want to say, "all I had to do was wear sunscreen or cover up, but now I am going to die." Thats a pretty dark statement but it's true.