Friday was a lousy day with my insurance companies, wow. I'll start with what State Farm did. I check my bank to find I'm overdrawn! That never happens. The reason? State Farm took twice the usual amount out! So I go to the agent's office to ask what was going on. The lady told me it was because a 20 y/o was added as primary driver on my truck. It was my step son who lives in another state and hasn't been on my policy for 2 years, and never on my policy in this state. I asked who added him, she didn't know, how he got added, she didn't know, why he was added, she didn't know, why he was put on the most expensive vehicle to insure, she said I guess to get more money. All the while she is pushing buttons on the computer looking at the screen. She apologized, corrected the info, but there was no way to credit my bank account that day. Thankfully I have an account that provides overdraft protection, but I was still charged a convenience fee. She said that my next month's withdraw would be minimal as that is when and how I get the money creditted back. What a bunch of crap.
Then the doctor's office notifies me that my insurance refused to authorize my surgery (today was the surgery date). I have medicare which does not require pre-authorization, but I signed up for Humana's advantage plan, by law and their contract with medicare they are not allowed to prevent treatment. Which I didn't find out until today. I filed a complaint, got special permission to drop the humana plan (which btw is nothing short of a scam) and am waiting to have the surgery rescheduled.
All of this was so unnecessary and aggravating, thanks for letting me vent.