Ok, so I'm getting ready to go back to school in January, when I'll be eligible for in-state tuition in Illinois. Originally I was hoping to work enough and save enough money that I could just pay cash for the remaining 2 years of school that I have, but I'm not sure that's an option now. So I have a couple questions about financial aid:
1) Student loans. A google search of student loans provides links to any number of websites offering student loans, none of which appear to be very credible. So, is it possible to just go to a Chase, Bank of America, etc. and get a student loan, or do you have to go through special banks for student loans?
2) FAFSFA. When I first went to school, I was a dependent of my parents, so I wasn't qualified to receive federal financial aid because my parents made too much. But now, I'm not a dependent of my parents anymore, so can I fill out a new one based on my new income and my new independent status?
Thanks!