Topwater - Rapala floaters, Rebel Pop R's, Spro or Snagproof frogs.
Midwater - 1/8 to 1/4 oz ball jigheads, rig with Mr. Twister curly tail grubs. Inline spinners in silver, gold and black.
Midwater to bottom - Senko worms, jigs with matching trailers.
All of the above affordable, proven baits. No need to break the bank now , will be plenty of time for that later......