Hoover

Why not analyze the "herd mentality" for explaining financial decisions leading to past bubbles in the financial and real estate markets? A psychological thriller if you ask me.

Grimlin, My daughter and stepson were diagnosed with ADHD (attention deficit hyperactivity disorder). My daughter was diagnosed early on. My stepson exhibited symptons in the 4th grade but was not diagnosed until the 7th grade. Both are on different medications. My daughter received early treatment and has made a world of difference for her in school. My stepson has struggled but is now able to focus and do well in school. However, he has other issues other than just ADHD. Each child is very different. Your pediatrician can either prescribed the appropriate medications or can refer you to someone who knows better. Our family was continually upset by the behavior, resistance and fighting. Now, we are on a relatively normal path to family life. I wish you well and will be happy to further share my experience with ADD and ADHD, a diagnoses that have existed since the 1950s, not just 20 years ago. Good luck!! Tom

ESET Nod 32. Recommended by Leo Laport, the tech guy. Takes little computer resources. Excellent product. Enough said.

I think you all have it wrong. It is all a matter of memory or lack thereof. ;D I notice that as I get older, I remember much less about the details of each year than when I was younger. Pretty soon, I won't remember having written this post!

What is it you are trying to accomplish? Do you expect family members or others to be a part of your business? Are you looking to provide estate tax protection? Generally, the LLC is much like a partnership where income flows through to the member of the LLC and you pay taxes personally on that income. Some states, I do not know about Florida, typically will have a franchise tax on LLC revenues. So, you would pay personal income tax plus a franchise tax. It is really hard to give you advice without knowing more about how you want to structure the business. Forming an LLC typically requires filing documents with the secretary of state of your state and the preparation of an operating agreement. You may have to hire an attorney to prepare the documentation but that is not to say that you couldn't do it yourself. There is some protection from liability by running your business through an LLC but you will need to keep current with the requirements of corporations and partnerships. For example, you will want to maintain minutes of meetings of the members of the LLC among other things. Sum and substance, I would need more information about what you want to accomplish by way of the structure of your business to intelligently respond. Good luck. Tom

Glad you brought this up Zel. My father was a 2nd Lieutenant in command of an air/sea rescue boat -- much like a PT boat. He never spoke much about the war until just before his last stroke. He passed away over 8 years ago. He did speak of Tarawa and how awful that beach head was. I am always in awe of our fathers and mothers who served in WWII. What great accomplishments they made serving with honor. I not only miss my father but all of the great men and women who sacrificed during WWII in all theaters of combat. My hat is off to all of them.

How is fuel mileage on that rig and how fast is it with just you and a MED load in the boat? high 40's? and I was standing on one at a dealer last week and the deck does feel REALLY tiny compared to what im used to but I always take the seat down on all boats I dont sit when I fish so that makes it feel bigger. Is it a real stable boat and how does it ride? and does it get out of the hole and on plane easy? With the 90hp Opti, it gets on plane quickly. To be honest, because of below water line stumps in my lake, I don't remember going WOT. I don't have GPS but I would imagine it can get well into the 40s. The ride is good and you stay dry. Remember, it is aluminum so it is far lighter than fiberglass. Moreover, it is a reliable boat. However, finish quality on upholstery, etc., could be better. BTW, I bought mine new in '06. I hope this helps. Tom

I have the Tracker TX 190 with a 90 Optimax. The boat runs well but is too narrow for me. There isn't a whole lot of room up front at the business end of the boat. I prefer a wider beam for fishing. You may want to consider that.

Glenn, the mods and each of us deserve a huge round of applause and a pat on the back for the expression of humanity, humility and kindness found on this site. All my very best to each of you for a better 2009. Thank you all very much for making this a great place to learn about bass fishing and to experience the friendship shown each and every day.

Kent, this is a great thread you started. Many are making interesting comments. I too am very concerned about the nationalization of our economy. Anyway, I am ready to buy, but not in a falling market. The bargains will be their on the upside too. I'll start buying when I see some reduction in volatility and a rising market. Thanks to everyone for their input.

I find it hard to believe that the market is willing to swing in the last hour to the treasury secretary announcement. I suspect that the market is reacting to the bailouts and the potential for a bailout for the auto industry. In my view, people in Congress need to find some courage and make some hard decisions. One such decision is to let the auto companies go into bankruptcy under Chapte 11. This doesn't mean that they each will close up shop. In fact, they would remain in business and continue to manufacture cars and trucks. The key component is providing some assurance to buyers that their cars will be serviced and warranties honored. I suspect that you agree that we have yet to reach bottom. In my view, the bailouts are only prolonging the fall and will likely make matters worse over the long run. Investors are very emotional now and not thinking clearly. The markets are psychological and dependent upon the mindset of the investor. If the investor thinks the market is headed down, it will go down. If the investor believes the market will rise, then, typically, it will rise. At the moment, I am waiting for the market to settle and reduce the amount of volatility. Once settled to a degree, I plan to buy. To me, this is a great investment opportunity. Knowing you are in the business, I would appreciate your thoughts of what is going on. Thanks, Kent. Tom

Don't forget the fundamental organizations around each city and town such as Lions Club, Rotary Int'l, Chamber of Commerce, Boy Scouts, etc. While the scholarships are not huge, they can add up if you are selected. Gathering from your posts, you seem like a very capable young man who would be attractive to these groups. At least it couldn't hurt. Good luck!!!

Raul, you are paying for the dirt. California has been a slow growth state for years which pushes up the prices for development land. Thus, it is not the actual home that costs that much more, it is the dirt.

I agree. Where's Long Mike when you need him.

Yep, as the bumper sticker says: "Don't mess with Texas."