With all due respect, some of this sounds crazy to me! I bank fish exclusively, and don't take a great deal of "precaution" when hunting these fish.
I assume your not fishing for money, etc. when bank fishing. Just for personal enjoyment.. Just fish! I catch plenty when walking normally, talking to buddies, standing with my shadow in the water, stopping to throw a dip in..
Seems to me the fun is lost when I have to start worrying about my reel clicking, or having a certain piece of clothing I'm obligated to wear.
Just go out, leave the world behind for a bit, and fish.