I have two projects for 2014, both of which will have a negative impact on my fishing time. And on the funding for fishing trips.
We recently aquired a small cabin on our local lake. It needs a lot of work. I have a contractor working on the floor right now. They are tearing the floor out, down to the joists, and replacing all of it. That is the biggest piece of the puzzle, and I'm glad the wife agreed to farm it out.
I tore out the kitchen completely, leaving nothing but the stove. It's new, everything else went into a dumpster. Once the new floor is in place my work will begin. building a new kitchen, replacing a stool and shower, drywall, trim work and painting, deck repairs, dock repairs or replacement, adding AC, etc, etc, etc.
The outside is in good shape. New roof, new siding, new windows and doors. Inside, it has a new stove, new washer/dryer stacked combo, new frig, and a fairly new gas-fired heater.
Thw second project is getting rid of the last of my debts. I've paid off all credit cards this year, and I'm keeping only an amex green card. The only remaining debt I have is a home equity loan. I will pay this off sometime near the end of 2014.
Then I can retire. And that is my primary goal for 2015. I will be 62 shortly, and I've been working two jobs since 1988. I had my second heart attack three months ago. It's time to stop and smell the coffee.