Grundle, the problem with being young is that one thinks he knows everything, but knows very little. He pontificates on things he knows nothing about ... a classic case of open mouth insert foot.
I live in the heart of Tornado Alley. Do you have any idea of what the probabilities are of my house being hit by a killer tornado? It varies depending on the "expert." It's between 1 in 500,000 and 1 in 10,000,000. Regardless of the "expert," I like those odds. I've lived in Tulsa for 23 years and I've never seen a tornado. I think I will stay here.
Take a look around. Do you see a mass exodus of people who live in Tornado Alley when Spring arrives?
When you see a person look at their demolished home saying "I can't believe this happened," sit back and consider the odds of it happening. FYI, every state in the Union has experienced tornadoes, including Alaska.