Credit Card Fraud

[clayton86]

Yup just happened to me. Been going around here with bank debit cards I first heard bout it last week and it was 2 other banks and I joked haha glad I don't bank with the big chains I keep it small and local. Well my account wa a bit off so I went to the bank to see where it went and I'm now in Tampa taking out money of ATMs at 7/11. It was only 60 dollars luckily I caught it and froze my account in time.

[J Francho]

I got tapped for over $6000 in fraudulent charges. It took 30 days, but I got it all back, though. Apparently there was a "security leak" in the banks systems. I translate that to, "We're sorry, one of our trusted employees sold your card number to a thief."

[clayton86]

That sucks i know of 3 different people personally who got hit this time all with HSBC bank.

[Stasher1]

My wife had her debit card info swiped by an employee at Applebee's a few years ago. She used her card to pay for our meals, and by the time we got home, the waitress (or another employee) had already used her info to buy a $400 camera online. Luckily my wife keeps a close eye on our accounts (and my spending ), and was able to have it taken care of the very next day and new cards issued.

[deaknh03]

My wife and I use only cash. We own a small business, and we operate the business the same way, all of our vendors really appreciate being paid in full the day of delivery, nobody does that these days they tell us.

[flippin and pitchin]

I have a security program on my account. Any purchase that exceeds $500.00, I get a call to verify I made the purchase. I dentity theft and credit card fraud is far more widespread than most would believe.

I investigated an ID Theft case in 1999 where a woman and her BF stole the identity of

four women and charged over $870,000.00 in property and services in SIX MONTHS.

I was able to recover a motor home, 5 vehicles and $128,000.00 in jewelry. She got 57 months in prison for that and had the gall to sue me over seized jewelry while in prison. I love my job.

[Raider Nation Fisher]

That sux Homie. Probably the best part of having my credit tank after I got laid off last year, is that my finances are worthless to whom ever. I can hear 'em now, "all that frickin work for five dollars and no credit? I thought we were the swindlers!"

[clayton86]

That sux Homie. Probably the best part of having my credit tank after I got laid off last year, is that my finances are worthless to whom ever. I can hear 'em now, "all that frickin work for five dollars and no credit? I thought we were the swindlers!"

Haha im the same way my credit is crap last I checked it was a 621 when I got approved for my Capitol one card last month. My account only had like 70 bucks in it they took 58.76 we had just paid rent and bills other wise more woulda been ther to take. The rest of our "spending" money is cash because it makes my wife think twice befor handing over money when it's cash where a card u never see the cash value so to speak u just swipe it and go.

[Hooligan]

We got taken for a little over $30 grand in October. Still recovering from it, the bank locked down our accounts and didn't allow us access to the funds. Still going through some stuff trying to get it taken care of and it's a huge pain. Not at all happy with the way it's been handled.

[J Francho]

I have a security program on my account. Any purchase that exceeds $500.00, I get a call to verify I made the purchase.

In my case, there were several small purchases made, none over $500. The bank let many small ones go through, in order to attempt to locate the thief. I imagine the card reader has an IP address they can track. I never did hear whether they caught the thief/thieves, but it was over 500 accounts affected. I can't help but think it was a bank employee.

[CFFF 1.5]

I got hit a little while ago. I think the nice take out girl at a local restaurant swiped my info with a card reader and within the hour had a $20 charge for some holding corp. The bank flagged it by 9pm that night and my account was frozen until I could get a replacement card on Monday. Not too much of a hassle with the exception of having to change all my online accounts card information. The bank refunded the fraudulent charge and that was it. My mom got hit with the same thing years ago on her CC.

[jeremyt]

One of my Marines had something similar happen to him. Came in to work, checked his acoount and someone had purchased $4500 worth of tickets to Dubai. Called the bank and got it back within a month. The bank told him that a big scam was going on with people getting your info after you had pumped gas and used your card. Needless to say I pay cash before pumping now.

[SirSnookalot]

I've had charges on my credit cards several times, nothing more than 3 or $400. Bank of America clears those up within 24 hours, other banks have taken 4-6 weeks. We did have a few cards stolen on vacation about 15 years ago, charged up quite a bit of money, that took well over six months to get corrected. I have never been charged anything by the banks, so it would up being hassle without any monetary loss.

[Fishing Rhino]

Either someone used a number on one of my wife's credit cards, or the number was entered wrong by the person taking payment, but her card was billed for the payment of either a cable or satellite television bill.

I don't know the outcome, but the charge was taken off and a new account number was sent with a new card.

It would take a fool to pay a bill using another's account that could easily be traced back to them, so I suspect it was some type of error.

Then again, you never know.

[Redlinerobert]

Sounds like we've all dealt with this.

A couple years back I picked up a business Amex card. within 2 weeks I received a bill for over $10k. Flights were charged from European countries, jumping from one place to another. I assume the thieves are able to cash those in after making the purchase. Took a couple days and they were taken off the card.

I never used the card after that.

[Root beer]

There are extra security measures you can take if you use your card to make online purchases. But if you buy in-store, then you hope to god there are honest employees protecting your information. LOL. Here a link for you guys to take extra security measure for purchasing things online.

http://consumerist.com/2007/11/shop-online-safely-with-temporary-credit-cards.html

I first heard of this in my accounting class and I'm starting to explore these options for myself since I tend to buy online a lot. If my information got stolen, well, it'll be fake.