Before Sears was bought out by Kmart, I heard Sears was always packed, the problem was they issued too many credits to not so credit worthy customers and it played wrecking havoc on their profit. I'm not so sure about the customer part, but the credit card part is fact. There was a data somewhere showing Sears in that time framed issued more credit than Wal-Mart, Best Buy, etc. Since BPS is not a public company, we'll never know until they actually do declare it. lol.