Toxic -- I have to disagree with you on this one. We had a coast guard vessel check a few years ago, and there was no comments about having only inflatables (plus the Type 4). Last year, the water police boat did a license etc. check while fishing. No jackets on, and only inflatables and Type 4. They didn't board, but did ask a bunch of questions and wanted to see the charge of the jacket, cushion and fire extinguisher. No comments and certainly no citations for not having standard vests.
Given the seriousness of this convo, I pulled the DGIF boater info (https://www.dgif.virginia.gov/boating/wog/equipment-regulations/#Personal_Flotation_Devices)
And found the following:
There must be one wearable (Type I, II, III, or V) USCG approved life jacket for each person on the boat. The life jacket must be the appropriate size for each intended wearer.
Each wearable life jacket needs to be “readily accessible” if not worn. Readily accessible means the life jackets are out in the open ready for wear or stowed where they can be easily reached. Readily accessible life jackets cannot be in protective coverings or under lock and key.
In addition, you should check each life jacket for proper fit. This is especially important for children. Check theDoes Your Life Jacket Really Fit section.
A Type V life jacket needs to be worn according to the manufacturer label to meet safety requirements.
This requirement applies to all boats including paddlecraft (canoes, kayaks, and stand-up paddleboards).
In addition to the wearable life jacket, there must be at least one (1) USCG approved Type IV throwable (ring buoy or seat cushion), on vessels of 16 feet or greater.
Inflatable Life Jackets must meet all the requirements for life jackets listed above plus the following:
A properly armed inflation mechanism, complete with a full inflation cartridge and all status indicators showing that the inflation mechanism is properly armed;
Inflatable chambers that are all capable of holding air;
Oral inflation tubes that are not blocked, detached, or broken;
Inflation status indicators that are not broken or otherwise non-functional;
The inflation system of an inflatable life jacket need not be armed when the life jacket is worn inflated and otherwise meets the requirements above.
A Special Note about Inflatable Life Jackets
Inflatable life jackets are lightweight, comfortable to wear and take up about one-tenth the storage room of conventional foam-filled life jackets. Most are USCG approved only for persons 16 years of age and older who are not engaged in whitewater or skiing activities or riding on PWC. They are a great choice for adults on the water!
Don't get me wrong, I am certainly not calling you a liar --- but, if someone is getting ticketed for that, they should simply challenge in court as that is not the law. *note to other readers, this is in Virginia.