My first time as well. It happened on my second or third outing this year:
Caught a pickerel on a Rapala Rippin Rap and then I realized I forgot my pliers. I'm holding the fish by the back of the neck with my left hand, and trying to get the belly hook out of the toothy critter's mouth with my right. The fish is thrashing like nobody's business and the rear hook gets buried in the finger tip of my ring finger of my right hand. I am now handcuffed, because I can't let go of the fish, it's thrashing way too much.
I see a life guard...a young high school kid just getting on his summer vacation and getting on his shift...and ask for help. Hesitant, he asks what he can do? "PULL THE HOOK OUT OF MY FINGER!" Still hesitant, he starts to apply pressure on the barbed hook. "PULL IT!" He yanks and gets the hook out!
"Geez mister, that's the biggest fish I've seen caught here....BTW...Do you have any diseases I should know about?" As he shows me the blood on his hands. Gotta give it to the kid, he helped me out and asked the right questions!
http://www.bassresource.com/bass-fishing-forums/topic/102228-eastern-ma-fishing-reports/?p=1799641