Boring story: It's my old NT login from work: jfrancho, made with your first initial, and last name, limited to 8 characters. At some point, our software didn't allow you to use the same handle as your login, so I capitalized the letters, and added a space: J Francho. My name is John Franchot. The T at the is not actually silent, though I respond to "Frank-O," even though it's actually pronounced using common rules of English. I kind of like the nick name version. The name is an Ellis Island victim of Polish origin. I think it was originally spelled Franczuit, or something similar.